While Canada is quite famous for its universal, free healthcare plan, you still may require a supplementary medical care cover.
It is true that territorial and provincial health care plans do take care of your basic healthcare needs. However, private/supplementary plans also offer a lot of assistance in many ways. Some of these are:
Your employer’s benefits plan may already offer extra coverage, such as for dental work or prescription glasses, so make sure to check it carefully before you go ahead and buy surplus healthcare insurance.
Examine your present policy to check the following:
If your healthcare policy is in your name, you are surely covered under it. The others who are included in this too are:
You, ideally, should get travel medical insurance when traveling abroad as illnesses can strike even when you are in another country. It is vital to read this policy’s terms and conditions carefully as it may not cover the medical issues you had before you applied for insurance.
An agreement has been set in place between Canadian provinces and territories to provide medical coverage if a person is traveling inside the country.
However, Quebec has a caveat – it only provides coverage related to hospital fees. If the residents of Quebec have to travel outside of this province, they must check their healthcare policy for any associated limitations.
You can also check our Statewise Guide for more information on Healthcare in Canada.
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