Newfoundland and Labrador

Newfoundland and Labrador

All of us are aware of the importance of having healthcare covers. Illnesses do not come knocking and they may strike at a time when you are completely unprepared financially to deal with the associated expenses.

Many people say healthcare is free in Canada, but that is a misconception. Canadians do pay for healthcare through levied taxes.

Let us understand the healthcare plan in Newfoundland and Labrador.
The name of Newfoundland and Labrador’s provincial healthcare plan is Medical Care Plan.

Coverage – eligibility and wait time


If you are a student, you are eligible for this plan if you have a Study Permit with a minimum time duration of one year (12 months) and are attending anapproved educational institution on a full-time basis.

Your coverage is effective for you as an eligible student and your dependents if you have enrolled in a full-time post-secondary program or once you arrive in the province.

Temporary Workers

Temporary workers that have a Work Permit of over 12 months (1 year) are eligible for this cover.
This cover commences three months from the date signed/date of arrival (whichever comes later) in Newfoundland and Labrador. This is the reason why you should buy private insurance immediately post your arrival in Newfoundland and Labrador.

Permanent Residents

All permanent residents who have established residence in Newfoundland and Labrador are eligible for this cover. It commences three months after the date of your establishing status as a Permanent Resident of Newfoundland and Labrador. For that time period, you should buy your own health insurance.

The Process of Application

In your application, you have to submit proof of status in Canada, such as

  • Student Permit
  • Work Permit
  • Confirmation of Permanent Residency
  • Permanent Residency Card
  • Identity proof (such as a passport)

Just download the required form. Now, fill it out.
There are two ways of applying:

  • In-person – visit a Medical Care Plan Office with the signed form and original supporting documents.
  • Via mail – fill out the form and attach photocopies of the supporting document(s) and send these to any one of the several MCP offices.

If you seek more information, check out the Government of Newfoundland and Labrador website.


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