British Columbia

British Columbia

In the medically precarious situations of today, the steeply ascending cost of medical expenses, access to good medical facilities, and high hospitalization costs can be truly financially strenuous for everyone.

If you are in British Columbia, Canada, you may be eligible for its medical services plan which will allow you to get medical assistance without paying through your nose.

British Columbias provincial healthcare plan is known as the Medical Services Plan (MSP).

Coverage – eligibility and wait time


If you are a student, you are eligible for this plan if you have a Study Permit with a minimum time duration of half a year (6 months).

Your coverage shall begin when you enter British Columbia or from the date signed on your Study Permit, whichever comes later. Do note that this coverage is effective for only three months.

You should buy private insurance and apply for it immediately after you get to British Columbia.

Temporary Workers

Temporary workers that have a Work Permit of over 6 months are eligible for this cover. This cover is valid for three months and is effective from the date signed/date of arrival in British Columbia (whichever comes later).
You should buy private insurance and apply for it immediately after you get to British Columbia.

Permanent Residents

All permanent residents who have established residence in British Columbia stand eligible for this cover. It commences three months after the date of your establishing status as a Permanent Resident of British Columbia. For that time period, you should buy your own health insurance.

The Process of Application

In your application, you have to submit proof of status in Canada, such as

  • Student Permit
  • Work Permit
  • Confirmation of Permanent Residency
  • Permanent Residency Card

There are two ways of applying:

  • Online – you will have to upload supporting document(s) too
  • Via mail – fill out the form and attach photocopies of the supporting document(s)

Do note that all residents have to pay a monthly MSP fee. If you seek more information, check out the Government of British Columbia website.


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